Saving Money

It was only one dollar and eighty seven cents. That was all for the heroine of O.Henry’s story “The Gift of the Magi”, Della who had to buy a gift for her husband on Christmas Eve. Hopefully you can remember the sacrifices she did for her husband Jim and vice-versa.

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Stretching your budget is not that easy if you do not know where to start. But if you have an idea on what to focus on first then the process will be a little bit simpler. What you need to do is to decide first on the area that you need to focus on to achieve your goal. And your main goal here is saving money.

It is important to start saving money now, not later. It is also ideal to strive to earn more while your body can still handle more physical work. Begin building your savings by taking on a second job while you are still young.

Are you a Jewelry Lover? Want to have all the exquisite stones in your collection? If yes, then you are one amongst the whole lot of people who are really keen on buying jewelry, every time they are on a shopping spree. But they are equally concerned about saving money when they buy their preferred jewelry.

The vast use of mobile phones has become a fashion among the modern people. It ranges from school going students to low class people like sweepers. The intensity of mobile phones is so high that everybody looks forward for newer one which must be much better than the previous one.

There are a number of simple ways that you could use while saving money. This is not so easy especially if you are a heavy spender since it needs high levels of discipline and planning. You need to ensure that you keep yourself away from temptations.

Making a decision to saving money is driven by necessity as well as a realization that you are not able to live by the means you need to. As well, it could be driven by the realization that you are living from hand to mouth most of the occasion.

A rational person never overspends. It is better to save for future consumption and unanticipated events like accidents or medical treatment than to exhaust all your income today.

There was a time when it was taught in the International Trade class in undergraduate economics that only goods can be traded, services are non-tradable. But this theory does not hold true today. Services are tradable items today. Look for instance software services.