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One of the first lessons bankers absorb in their training is the importance of timing.

In fact, it starts even earlier than that, with the most fundamental calculations taught in business school around the world: the time value of money.

Put simply, a dollar today is worth more than a dollar tomorrow.

So when someone is more concerned about *when* they are paid than *what* they paid, they're not in the best position to cut a deal.

Hazel Sarah Musfelt

Hazel Sarah (Perreten) Musfelt, 96, formerly of Rushville, passed away March 29, 2012 at the heritage Nursing Home in Bridgeport. She was a resident of Sheridan County most of her life and also resided in Cherry County for twenty years.

The eldest of eight children, Hazel was born December 30, 1915 to the parents of William and Lulu Perreten at the home of her grandmother Sarah Spittler in Hay Springs. She was baptized February 14, 1927 at Clinton with the Rev A.E. Richardson.

While at home, Hazel worked in the fields alongside her father and spoke very admirably of him. Growing up she rode her horse four miles to District 14 School and also back and forth to town to take music lessons from Mrs. Roland Fairhead, tying her horse to the hitching post, east of where the bank offices used to be, now the Chamberlain Garage. Later she drove the horse and buggy to pick up the neighbor children and the teacher. In high school her father got her a Model T Ford to go to school during the winter months and recalls she would have to drain the radiator so it wouldn’t freeze then got into the boiler room in the school to heat up water before heading back home. After graduating from Rushville High School in 1935, Hazel cooked for the Sandoz Ranches.

She married Edward Musfelt, a ranch hand from the Sand Hills. Their union was blessed with one child, daughter Bonnie Mae.

They worked at different ranches be...

Halifax, Canada — A cold wind ripped through Fairview Lawn Cemetery. Then came the frigid rain. In a minute, I was thinking, the headstones will be shivering.

"Now," said Blair Beed, my guide, "imagine how it would have been in those lifeboats. Surrounded by ice."

He was talking about the Titanic, of course. Although this Halifax cemetery lies about 750 miles northwest of the waters where that celebrated ship went down April 15, 1912, it was the seamen of Halifax who retrieved more than 300 of the dead, along with a grim harvest of flotsam. In the Maritime Museum of the Atlantic downtown, you can see the lost gloves of a doomed millionaire and the lost shoes of a tiny child. Fairview Lawn Cemetery is home to 121 Titanic victims, more than you'll find anywhere else above sea level.

This city (population: about 390,000) gets plenty of attention in Canada for its role as a port, a provincial capital and a college town, with no fewer than five universities, whose students rarely see a week without rain. The local pro basketball team is called "The Rainmen."

Halifax is about 45 minutes' drive from Peggy's Cove, where one of Canada's most picturesque lighthouses towers over a glacier-scraped granite shore, and about 60 minutes from Lunenberg, one of Canada's most picturesque fishing villages. Halifax's star-shaped hilltop citadel, where forts have stood since the 18th century, draws legions of summertime tourists. The Canadian M...

BLOGSPOT: Police Reports for Feb. 26, 2012 - The Bozeman Daily Chronicle: Police Reports

http://springcaregroup.blogspot.com/2012/03/police-reports-for-feb-26-2012-bozeman.html

The Bozeman Police Department reports for Sunday included the following:
People were fighting in front of an East Main Street bar. Most fled when police arrived around 1:40 a.m. The man who was assaulted did not want to press charges.
Police found "a man by himself drinking a beer and playing loud video games at 5:30 a.m. on Sunday morning" on Ida Avenue after a neighbor complained about the noise.
A 21-year-old Belgrade man was cited for stealing two DVDs from a Catron Street store around 1:45 p.m.
Read more . . .

Spring Hill Hotels, Motels - Florida FL - Spring Hill Hotel Discounts

http://springhillcaregroup.multiply.com/journal/item/57/Spring_Hill_Hotels_Motels_-_Florida_FL_-_Spring_Hill_Hotel_Discounts

Spring Hill Hotels, Motels, and Reviews
Hampton Inn Spring Hill - $$

UPDATED (1:50 p.m.)—A portion of Havre de Grace High School has been evacuated for a "faint odor of gas," a school official confirmed to Patch.

The building containing the gymnasium, auditorium and the music department was evacuated around 12:30 p.m.

Teri Kranefeld, manager of communications for Harford County Public Schools, told Patch in an email a "faint gas smell was detected by the boiler room near the gym. That building has been evacuated. Police and the [Susquehanna Hose Company] are on site to assess the situation."

Kranefeld had no further info as of 12:44 p.m.

Students in the gym and auditorium building were moved to the main building.

Chief Scott Hurst told Patch in a text message Monday afternoon that the Susquehanna Hose Company reported a gas leak in the boiler room to BGE. Hurst added that a BGE crew was on the scene around 1:45 p.m.

Stay with Patch for updates.

Related Topics: Havre de Grace High School and Susquehanna Hose Company