Springhill Group Medical Resources

When you are traveling around the world these days there is a lot you need to be concerned with. International travel health Insurance is one of them. When you travel internationally you never know what can happen to you, but you need to prepare for the unexpected.

If your health insurance does cover international care, then it may have a time limit. Thirty days is a common limit on care for international travel health insurance. Again, you want to make sure on this because if you get special insurance for international travel, you don’t want to get duplicate insurance.

If for some reason you become very ill and need to stay in a hospital for an extended period the current health insurance you have may not cover you for a longer period.

If you are a senior citizen, it’s important to note that Medicare doesn’t cover you abroad.

According to the U.S. Center For Disease Control and Prevention half of U.S. travelers abroad will have some sort of health problem.

There are many types of international travel insurance plans. There are short term international travel health insurance plans, there are long term travel health insurance plans and there are plans that deal with non medical issues. These issues may be non medical to begin with but they can make you feel sick later. An example of non medical travel insurance is trip cancelation for international travel. read complete article

To help protect yourself and Medicare from fraud and identity theft you should report it.

Whenever you get a payment notice from Medicare review it for errors. The notice shows what Medicare was billed for, what Medicare paid, and what (if anything) you owe. Make sure Medicare was not billed for health care services, medical supplies, or equipment you did not get.

Before you contact your health care provider, Medicare, or the Inspector General’s hotline, carefully review the facts, and have the following ready:

• The provider’s name and any identifying number you may have.

• The service or item information you are questioning.

• The date the service or item was supposedly given or delivered.

• The payment amount approved and paid by Medicare.

• The date on your Medicare Summary Notice.

• Your name and Medicare number (as listed on your Medicare card).

• The reason you think Medicare should not have paid.

• Any other information you have showing why Medicare should not have paid.

Report Errors

HHS Office of Inspector General

Phone

1-800-HHS-TIPS (1-800-447-8477)

TTY: 1-800-377-4950

Internet

Report Fraud Online

Mail

HHS Tips Hotline

PO Box 23489

Washington, DC 20026-3489

Center...

When you are traveling around the world these days there is a lot you need to be concerned with. International travel health Insurance is one of them. When you travel internationally you never know what can happen to you, but you need to prepare for the unexpected.

If your health insurance does cover international care, then it may have a time limit. Thirty days is a common limit on care for international travel health insurance. Again, you want to make sure on this because if you get special insurance for international travel, you don’t want to get duplicate insurance.

If for some reason you become very ill and need to stay in a hospital for an extended period the current health insurance you have may not cover you for a longer period.

If you are a senior citizen, it’s important to note that Medicare doesn’t cover you abroad.

According to the U.S. Center For Disease Control and Prevention half of U.S. travelers abroad will have some sort of health problem.

There are many types of international travel insurance plans. There are short term international travel health insurance plans, there are long term travel health insurance plans and there are plans that deal with non medical issues. These issues may be non medical to begin with but they can make you feel sick later. An example of non medical travel insurance is trip cancelation for international travel. read complete article

To help protect yourself and Medicare from fraud and identity theft you should report it.

Whenever you get a payment notice from Medicare review it for errors. The notice shows what Medicare was billed for, what Medicare paid, and what (if anything) you owe. Make sure Medicare was not billed for health care services, medical supplies, or equipment you did not get.

Before you contact your health care provider, Medicare, or the Inspector General’s hotline, carefully review the facts, and have the following ready:

• The provider’s name and any identifying number you may have.

• The service or item information you are questioning.

• The date the service or item was supposedly given or delivered.

• The payment amount approved and paid by Medicare.

• The date on your Medicare Summary Notice.

• Your name and Medicare number (as listed on your Medicare card).

• The reason you think Medicare should not have paid.

• Any other information you have showing why Medicare should not have paid.

Report Errors

HHS Office of Inspector General

Phone

1-800-HHS-TIPS (1-800-447-8477)

TTY: 1-800-377-4950

Internet

Report Fraud Online

Mail

HHS Tips Hotline

PO Box 23489

Washington, DC 20026-3489

Center...

When you are traveling around the world these days there is a lot you need to be concerned with. International travel health Insurance is one of them. When you travel internationally you never know what can happen to you, but you need to prepare for the unexpected.

If your health insurance does cover international care, then it may have a time limit. Thirty days is a common limit on care for international travel health insurance. Again, you want to make sure on this because if you get special insurance for international travel, you don’t want to get duplicate insurance.

If for some reason you become very ill and need to stay in a hospital for an extended period the current health insurance you have may not cover you for a longer period.

If you are a senior citizen, it’s important to note that Medicare doesn’t cover you abroad.

According to the U.S. Center For Disease Control and Prevention half of U.S. travelers abroad will have some sort of health problem.

There are many types of international travel insurance plans. There are short term international travel health insurance plans, there are long term travel health insurance plans and there are plans that deal with non medical issues. These issues may be non medical to begin with but they can make you feel sick later. An example of non medical travel insurance is trip cancelation for international travel. read complete article

When you are traveling around the world these days there is a lot you need to be concerned with. International travel health Insurance is one of them. When you travel internationally you never know what can happen to you, but you need to prepare for the unexpected.

If your health insurance does cover international care, then it may have a time limit. Thirty days is a common limit on care for international travel health insurance. Again, you want to make sure on this because if you get special insurance for international travel, you don’t want to get duplicate insurance.

If for some reason you become very ill and need to stay in a hospital for an extended period the current health insurance you have may not cover you for a longer period.

If you are a senior citizen, it’s important to note that Medicare doesn’t cover you abroad.

According to the U.S. Center For Disease Control and Prevention half of U.S. travelers abroad will have some sort of health problem.

There are many types of international travel insurance plans. There are short term international travel health insurance plans, there are long term travel health insurance plans and there are plans that deal with non medical issues. These issues may be non medical to begin with but they can make you feel sick later. An example of non medical travel insurance is trip cancelation for international travel. read complete article

To help protect yourself and Medicare from fraud and identity theft you should report it.

Whenever you get a payment notice from Medicare review it for errors. The notice shows what Medicare was billed for, what Medicare paid, and what (if anything) you owe. Make sure Medicare was not billed for health care services, medical supplies, or equipment you did not get.

Before you contact your health care provider, Medicare, or the Inspector General’s hotline, carefully review the facts, and have the following ready:

• The provider’s name and any identifying number you may have.

• The service or item information you are questioning.

• The date the service or item was supposedly given or delivered.

• The payment amount approved and paid by Medicare.

• The date on your Medicare Summary Notice.

• Your name and Medicare number (as listed on your Medicare card).

• The reason you think Medicare should not have paid.

• Any other information you have showing why Medicare should not have paid.

Report Errors

HHS Office of Inspector General

Phone

1-800-HHS-TIPS (1-800-447-8477)

TTY: 1-800-377-4950

Internet

Report Fraud Online

Mail

HHS Tips Hotline

PO Box 23489

Washington, DC 20026-3489

Center...

Earlier this year Fidelity Investments estimated that a couple retiring today at age 65 can expect to pay $230,000 in Medicare premiums and uncovered expenses over the course of their golden years… a poisonous reality that must be met in addition to regular retirement savings. The fact that rising health care costs also tops the biggest concerns among many retirees means finding a antidote for both saving and investing appropriately to offset the burden of future medical expenses.



To address healthcare concerns and future living costs, I often suggest that soon-to-be retirees maximize their funding of a Roth IRA and consider taking a more aggressive, long-term stance with the investments inside of it. You are likely familiar with the popular features of the Roth IRA, including tax-deferred growth and tax-free-withdrawals, but many haven’t considered how additional features can be used to offset future medical expenses, such as the fact that there are no required distributions at age 70½ and that owners can invest in anything they want within their Roth.

http://springhillmedgroup.com/

Over the years, Medicare has been proactive in its efforts to bring awareness to Medicare fraud, a national problem that costs the program millions of dollars each year. The Medicare program relies heavily on a number of sources to assist them in the detection and prevention of Medicare fraud including professionals of the healthcare industry.

Overview of Medicare Fraud



Medicare fraud generally refers to willfully and knowingly billing medical claims in an attempt to defraud the Medicare program for money. Anyone found guilty of Medicare fraud is subject to exclusion from participation in the Medicare program in addition to fines and possibly imprisonment. Most Medicare fraud occurs in these areas:

• Billing for DME

• Billing for physicians services

• Billing for institutional services such as nursing homes, hospitals, hospice, etc.

Be Aware of Common Schemes



There are four popular Medicare fraud schemes.

1. Medical Equipment Never Provided The most common area of Medicare fraud is billing for Durable Medical Equipment (DME). DME refers to any medical equipment necessary for a patient’s medical or physical condition. It includes wheelchairs, hospital beds, and other equipment of that nature. The provider will bill Medicare for equipment that the patient never received. Mobility scooters hav...

Earlier this year Fidelity Investments estimated that a couple retiring today at age 65 can expect to pay $230,000 in Medicare premiums and uncovered expenses over the course of their golden years… a poisonous reality that must be met in addition to regular retirement savings. The fact that rising health care costs also tops the biggest concerns among many retirees means finding a antidote for both saving and investing appropriately to offset the burden of future medical expenses.



To address healthcare concerns and future living costs, I often suggest that soon-to-be retirees maximize their funding of a Roth IRA and consider taking a more aggressive, long-term stance with the investments inside of it. You are likely familiar with the popular features of the Roth IRA, including tax-deferred growth and tax-free-withdrawals, but many haven’t considered how additional features can be used to offset future medical expenses, such as the fact that there are no required distributions at age 70½ and that owners can invest in anything they want within their Roth.

http://springhillmedgroup.com/