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Even though lawmakers may shy away from passing major laws in an election year, 2012 brings changes to 401(k) s and otherretirement plans.



From charge disclosure to lifetime-income options and more, your 401(k) or other workplace plan likely will look different by this time next year.



Still, experts say that there won’t be many legal or regulatory changes in 2012 considering the fact that it’s an election year. “Given the monetary situation, there is certain to be a quite long political debate over the question of entitlement reform, which includes Social Security and Medicare,” said Stephen Utkus, a principal with the Vanguard Center for Retirement Research.

Moreover, “No one really envisions major changes in 2012, given that it is an election year,” she added. » brightbridge wealth management, brightbridge wealth management zurich,Brightbridge Wealth Management Online Magazine
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