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It is not about price, it comes down to trust
Tuesday, September 20th, 2011 | Filed Under: Practice Management
“The demand in finances doesn’t respond to price,” Trott says. “Having a lower price doesn’t guarantee you more business. It’s not really about the price. It’s about the quality of service.”

There’s a great article in RIAbiz.com about pricing advisory services. It’s based upon a study conducted by PriceMetrix showing that advisors who didn’t lower their fees in the aftermath of 2008 market are much better off today than those who decided to reduce their fees.

This is more evidence that clients are seeking good advice from trustworthy advisors more than a deal on the management of their financial affairs. Take a look at the article

Clients Are Increasingly Using Multiple Financial Advisors
Wednesday, August 17th, 2011 | Filed Under: Practice Management, Uncategorized
This recent article (see link below) really caught my attention. It is a very enlighting that the statistics discussed indicate many investor clients have determined that they can fend off challenging markets and volatility by engaging more than one financial advisor to handle their financial affairs. Moreover, the more wealthy the client is, the more likely they are to utilize many advisors. Perhaps diversification is part of the driver, but this trend sure appears to be an opportunity for seasoned advisors who have ...

These days, perhaps a limited number of people have not come across the word – debt. Actually, today, most of us are under huge debt burdens and a few find the right way to get out of it. Though there are many debt relief options, debt settlement may be the best option as per your condition. However, in a debt settlement, you have to write a debt settlement letter to your creditor. If you are not familiar with a debt settlement letter, you can go through some sample debt settlement letters over the web.



Does Debt Settlement Affect Your Credit Score?

Though there is a myth prevalent that debt settlement never affects your credit score, in reality it does. When you succeed in doing a debt settlement, the mark of the debt settlement remains on your credit report. A debt settlement mark on your credit report always compel your credit score to fall around 200-250 points. However, if you carefully start paying off your debt amount, this blemished credit score can be easily restored within the next 6 months.

Sample Debt Settlement Letter to Send to Creditors

When you write a debt settlement letter, keep in mind the following:

Be very firm on the amount you offer
Include every financial hardship and stand professional
Remain prepared to pay-down the offered amount immediately once the creditor accepts it
Debtors may make use of the sample debt settlement letter provided below while they...

Closed-door consultations requested after human rights groups says attack by Syrian forces on Hama leaves at least 80 people dead.
UNITED NATIONS – Germany has requested that the UN Security Council meet on Monday to discuss the worsening violence in Syria, a spokesman for the German mission at the United Nations said.



The request came after human rights groups said 80 people had been killed in the Syrian city of Hama when government troops stormed in on Sunday to crush protests amid a five-month-old uprising against President Bashar Assad.



Germany holds the rotating Security Council presidency until midnight on Sunday, then India takes over for the month of August.



German spokesman Alexander Eberl said his mission had asked the Indian mission to schedule closed-door council consultations for Monday and it was likely to take place in the afternoon, New York time.



Italy also reportedly called on Sunday night for an emergency UN Security Council meeting on Syria, urging European envoys in Damascus to meet Monday.



“We request that the United Nations Security Council hold an urgent meeting and adopt a very firm position,” Italian Foreign Minister Franco Frattini was quoted by AFP as saying in an interview to public broadcaster RAI.

Premier League champions Manchester United are the most talked-about English football club in the world of social media.

New research by The Drum and Steak Digital discovered Sir Alex Ferguson’s Reds are mentioned more than any other team on social media platforms including Twitter, Facebook, forums, forum replies, blogs and comments.

The study looked at nearly half a million remarks and Manchester United took 43.7 per cent of the share of mentions.

When it comes to the way to make investments well in mutual funds, you should determine initially your own risk threshold be. This threshold determines numerous elements including asset allowance and what sort of account classification you select. Generating a mutual fund portfolio demands practical preparation and planning prior to leaping in to this type of endeavor.

With regards to risk intended for investment, this means volatility with the rates of the investment. Variances in value may be possibly secure or extremely unstable. Bonds possess unique risk aspects for example rising cost of living, credit rating, and rate of interest for that matter. Stocks manage market pitfalls and dividend hazards. International stocks additionally risk transforming foreign exchange and governmental unrest. Since the threats go up, the unpredictability and possible profit rises too. When the hazards decrease, do volatility and prospective profit. Essentially, having higher risk possibly occurs larger pay back.

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Google Voice Search enables users to dictate their search query and just wait for the results to pop up. Now who needs a keyboard? Just plug in your headset/mic and start asking away.



While this latest feature of Google may not come as a surprise to others who have been using it in their mobile devices since 2009, other people are excited to try and “tell” the search engine to look up something for them, now that it has been rolled out into desktops.

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Google Voice Search enables users to dictate their search query and just wait for the results to pop up. Now who needs a keyboard? Just plug in your headset/mic and start asking away.

While this latest feature of Google may not come as a surprise to others who have been using it in their mobile devices since 2009, other people are excited to try and “tell” the search engine to look up something for them, now that it has been rolled out into desktops.