Strathclyde Associates Finance

Of course, being happy at work depends mostly on how much you like your job. But there are also smaller steps that can boost your happiness, as well.

Your work space:

Check for eyestrain: put your hand to your forehead in a salute. If your eyes feel relieved, your space is too bright.
Get a good desk chair and take the time to adjust it properly. (A friend works at Goldman Sachs, where they have a person who specializes in this, zoikes!)
Sit up straight—every time I do, I instantly feel more energetic and cheerier.
Think about how your space could be more pleasant. Could you invest in some desk accessories to help stay organized? Could you replace a hideous lamp with something more attractive?
Get a phone headset. I resisted for a long time, because it looks so preposterous, but it’s really much more comfortable.
Don’t keep treats around. A handful of M&Ms each day will mean a weight gain five pounds by year’s end.
Periodically, take time to deep-clean the loose papers that have piled up. I never do this until I specifically schedule a time, but am always amazed at the wonderful calm it brings.
Your day:

Never say “yes” on the phone; instead, say, “I’ll get back to you.” When you’re actually speaking to someone, the desire to be accommodating is very strong, and can lead you to say “yes” without enough consideration.
Take care of difficult calls or emails as quickly ...

Arguments keep relationships healthy and motivating. Most people would suggest that you should avoid arguments if you want to keep a stronger and lasting relationship. However, without some discussions from time to time, there would be little opportunities for both you and your partner to reconcile your differences and work out your similarities. The secret is not to avoid arguments but to manage them. Below are some helpful advice on how you can manage arguments with your partner and share a blissful partnership with him/her:

Manage your emotions. Never let your emotions dictate your actions. When you are angry, avoid speaking or you might end up shouting or saying hurtful words to your partner. Sometimes when people are furious, they tend to harm others physically which might lead to serious injury or a case of abuse. Learn to control your feelings. Most of the time being silent and keeping a space away from your partner help you reflect on the situation that got both of you in an argument.

Be open-minded and understanding. As you reflect on the situation, allow yourself to tackle your partner’s point of view. Do not dismiss your partner’s argument and accept yours as the only valid one. Remember that no two person can be exactly the same. You must learn how to value your partner’s views and opinions, and acquire the virtue of being empathetic, accepting, and appreciative.

Be forgiving. Whoever started the fight, always be in th...

The falling market and economic volatility that is coming along with it has even the thriftiest finding new and effective ways to save. Fortunately, most of the easiest ways to do so might not even need that much of a sacrifice.

Obtain a Better Plastic
Due to S&P’s downgrade associated with US debt, several experts expect charge card rates will certainly go up quickly. But right now, offers are better than they’ve been in years, claims Curtis Arnold, founder of credit card assessment website CardRatings.com. Customers that haven’t re-assessed in the past may examine upon websites like CardRatings or even CardHub.com to acquire a much better continuous price, 0% balance transfer deals up to 2 years, or even large reward bonus deals. Delta and Continental, for instance, have supplied some consumers sign-up bonus deals worth two totally free round-trip domestic seats, although a great 18-month stability exchange offer might help save someone settling a $5,000 debt in $300 increments more than $650 in interest. BillShrink.com quotes average financial savings of $600, coming from reduced interest rates plus more lucrative returns. But when you’re moving an account balance, make sure to compare costs, Arnold cautions. Most cards cost 3% with the balance, just a few start to demand as much as 5%, that eats directly into financial savings.

Alter (or perhaps Say goodbye to) Cable TV
Buyers can conserve substantially by getting a new cable ...

How to Manage Arguments – Strathclyde Associates Talk!

Arguments keep relationships healthy and motivating. Most people would suggest that you should avoid arguments if you want to keep a stronger and lasting relationship. However, without some discussions from time to time, there would be little opportunities for both you and your partner to reconcile your differences and work out your similarities. The secret is not to avoid arguments but to manage them. Below are some helpful advice on how you can manage arguments with your partner and share a blissful partnership with him/her:

Manage your emotions. Never let your emotions dictate your actions. When you are angry, avoid speaking or you might end up shouting or saying hurtful words to your partner. Sometimes when people are furious, they tend to harm others physically which might lead to serious injury or a case of abuse. Learn to control your feelings. Most of the time being silent and keeping a space away from your partner help you reflect on the situation that got both of you in an argument.

Be open-minded and understanding. As you reflect on the situation, allow yourself to tackle your partner’s point of view. Do not dismiss your partner’s argument and accept yours as the only valid one. Remember that no two person can be exactly the same. You must learn how to value your partner’s views and opinions, and acquire the virtue of being empathetic, accepting, and appreciative....

Strathclyde Associates Talk do not collect any information from our visitors other than the normal information that our website statistics automatically gathers (e.g. Google Analytics). The following is just a standard Privacy Policy agreement.
We strive to safeguard the privacy of our website guests; this policy sets out how we will treat your personal information.
(1) What information do we collect?
We may collect, store and use the following kinds of personal data:
(a) data about your visits to and use of this blog;
(b) data that you gave us for the purpose of registering with us and/or subscribing to our website services and/or email notifications.
(2) Information about website visits
We may collect data about your computer and your visits to this blog such as your IP address, geographical location, browser type, referral source, length of visit and number of page views. This information may be used in the administration of this site, to improve its usability, and for marketing purposes.
(3) Using your personal data
Personal data submitted on this blog will be used for the purposes specified in this privacy policy or in relevant parts of the blog.
In addition to the uses identified elsewhere in this privacy policy, we may use your personal data to:
(a) improve your browsing experience by personalizing the blog;
(b) send information (other than marketing communications) to you which we think may...

This disclaimer contains our obligations to you regarding our blog. Strathclyde Associates Talk strongly advises that you read this disclaimer in full before proceeding to use this blog. Using the Website implies that you accept the terms of this disclaimer. We do occasionally update this disclaimer so please refer back to them in the future.

1. USE OF WEBSITE
1.1 You are permitted to use our Blog for your own purposes and to print and download material from this Blog, provided that you do not modify any content without our consent. Material on this Blog must not be republished online or offline without our permission.
1.2 Subject to paragraph 1.1, no part of this Blog may be reproduced without our prior written permission.
2. VISITOR CONDUCT
2.1 With the exception of personally identifiable information, the use of which is covered under our Privacy Policy, any material you send or post to this Blog shall be considered non-proprietary and not confidential. Unless you advise to the contrary we will be free to copy, disclose, distribute, incorporate and otherwise use such material for any and all purposes.
2.2 When using this blog you shall not post or send to or from this Blog any material for which you have not obtained all necessary consents, is discriminatory, obscene, pornographic, defamatory, liable to incite racial hatred, in breach of confidentiality or privacy, which may cause annoyance or inconvenience to others, which encour...

Always the resident friend-cum-counselor to everyone, I decided to widen my horizons by sharing stuff in a blog (and since I figured lots of people could be needing help and personal advices, too).

You will find here an assortment of relationship tips, how to’s, advices and such. Most of the posts here came from experience (not first-hand, sorry) so I think it’s safe to say that everyone will find something they can relate to. Though I won’t be making a career out of this any time soon, I still think having a broader audience will help, a lot.

So please feel free to read anything here and share your stories or views any time.



“Your brain will always be superior than your heart.” – Anonymous

Arguments keep relationships healthy and motivating. Most people would suggest that you should avoid arguments if you want to keep a stronger and lasting relationship. However, without some discussions from time to time, there would be little opportunities for both you and your partner to reconcile your differences and work out your similarities. The secret is not to avoid arguments but to manage them. Below are some helpful advice on how you can manage arguments with your partner and share a blissful partnership with him/her:

Manage your emotions. Never let your emotions dictate your actions. When you are angry, avoid speaking or you might end up shouting or saying hurtful words to your partner. Sometimes when people are furious, they tend to harm others physically which might lead to serious injury or a case of abuse. Learn to control your feelings. Most of the time being silent and keeping a space away from your partner help you reflect on the situation that got both of you in an argument.

Be open-minded and understanding. As you reflect on the situation, allow yourself to tackle your partner’s point of view. Do not dismiss your partner’s argument and accept yours as the only valid one. Remember that no two person can be exactly the same. You must learn how to value your partner’s views and opinions, and acquire the virtue of being empathetic, accepting, and appreciative.

Be forgiving. Whoever started the fight, always be in th...

The falling market and economic volatility that is coming along with it has even the thriftiest finding new and effective ways to save. Fortunately, most of the easiest ways to do so might not even need that much of a sacrifice.

Obtain a Better Plastic
Due to S&P’s downgrade associated with US debt, several experts expect charge card rates will certainly go up quickly. But right now, offers are better than they’ve been in years, claims Curtis Arnold, founder of credit card assessment website CardRatings.com. Customers that haven’t re-assessed in the past may examine upon websites like CardRatings or even CardHub.com to acquire a much better continuous price, 0% balance transfer deals up to 2 years, or even large reward bonus deals. Delta and Continental, for instance, have supplied some consumers sign-up bonus deals worth two totally free round-trip domestic seats, although a great 18-month stability exchange offer might help save someone settling a $5,000 debt in $300 increments more than $650 in interest. BillShrink.com quotes average financial savings of $600, coming from reduced interest rates plus more lucrative returns. But when you’re moving an account balance, make sure to compare costs, Arnold cautions. Most cards cost 3% with the balance, just a few start to demand as much as 5%, that eats directly into financial savings.

Alter (or perhaps Say goodbye to) Cable TV
Buyers can conserve substantially by getting a new cable ...

Strathclyde Associates Finance: How to Save Money, Fast

The falling market and economic volatility that is coming along with it has even the thriftiest finding new and effective ways to save. Fortunately, most of the easiest ways to do so might not even need that much of a sacrifice.

Obtain a Better Plastic
Due to S&P’s downgrade associated with US debt, several experts expect charge card rates will certainly go up quickly. But right now, offers are better than they’ve been in years, claims Curtis Arnold, founder of credit card assessment website CardRatings.com. Customers that haven’t re-assessed in the past may examine upon websites like CardRatings or even CardHub.com to acquire a much better continuous price, 0% balance transfer deals up to 2 years, or even large reward bonus deals. Delta and Continental, for instance, have supplied some consumers sign-up bonus deals worth two totally free round-trip domestic seats, although a great 18-month stability exchange offer might help save someone settling a $5,000 debt in $300 increments more than $650 in interest. BillShrink.com quotes average financial savings of $600, coming from reduced interest rates plus more lucrative returns. But when you’re moving an account balance, make sure to compare costs, Arnold cautions. Most cards cost 3% with the balance, just a few start to demand as much as 5%, that eats directly into financial savings.

Alter (or perhaps Say goodbye to) Cab...